CAR ACCIDENTS: 5 THINGS YOU SHOULD KNOW

Guelph Rehab Centre Car Accident X-Ray

Whether at fault or not, you are entitled to coverage of your rehabilitation costs for injuries sustained in a car accident in Ontario.

5 THINGS YOU SHOULD KNOW IF YOU ARE IN A CAR ACCIDENT

There are several forms to complete and it can be complicated. Our experienced Rehab Consultant in Guelph can assist you with completing the forms and help you navigate through the process.

ACCIDENT BENEFITS FOR REHABILITATION

1. If you are injured in a car accident you have various accident benefits, specifically coverage for rehabilitation of your injuries.

Whether you are at fault or not, you are entitled to rehabilitation coverage for injuries sustained in an automobile accident (as per the SABS-Statutory Accident Benefits Schedule). Compensation applies whether you are the driver of the vehicle, a passenger, pedestrian or cyclists.

2. You Are Entitled to Various Benefits as a Result of a Car Accident.

The Accident Benefits are to assist those who have been injured in a car accident. They provide different types of benefits such as Medical and Rehabilitation benefits. Income replacement, attendant care benefits, and lost educational expenses may also be available however there are a number of factors that need to be considered. We can help you navigate through this process by offering free advice or connecting you to the appropriate legal team.

3. How to Activate Your Accident Benefits for Rehabilitation

You must first apply to an insurance provider in order to access these benefits. It would either be your auto insurer or if you do not have insurance (you were a passenger or pedestrian) it would be the company that insures the vehicle that was involved. To apply, you would complete an initial application then apply for each specific benefit through the use of the various forms. This process can sometimes be very complicated; we can assist you with this process at no cost to you.

4. There are specific timeframes for submitting these forms

First, notify the insurance company that you have been injured in a car accident within 7 days of the accident. Your insurer will then send you an OCF-1, the Application for Accident Benefits. Once received, you then have 30 days to submit it to the insurer. If you cannot submit it in that time frame you must notify the insurer and it must be for good reason.

5. Making an Accident Benefits claim does not cause your premium to go up!

You have already paid for Accident Benefits in your insurance premiums. This means your annual rate does not go up just because you have made a claim. However, if you were at fault for the accident, there may be implications to your premium.

SOME OTHER POINTS TO CONSIDER

Not everyone will require a lawyer however to ensure you and your family are protected, it may be in your best interest to obtain one. It allows for peace of mind knowing your treatment for rehabilitation will not be disrupted or wrongfully denied. We have worked with several top law firms that offer various services to meet your individual needs. We can assist you in choosing the appropriate legal team to best suit your situation.

YOU SHOULD NOT PAY ANY UP-FRONT FEES…WE WILL ENSURE YOU GET THE RIGHT LAW FIRM!